What You'll Learn
- ✓ The key differences between 401(k), IRA, Roth IRA, and other retirement accounts
- ✓ How employer matching works and why you should always capture the full match
- ✓ Rules of thumb for how much to save and how to calculate your retirement gap
- ✓ How target date funds automatically adjust your investments over time
- ✓ Contribution limits and tax advantages of each retirement account type
Lessons
1
Retirement Account Types
Understand the key differences between 401(k), Traditional IRA, Roth IRA, 403(b), and 457 plans.
2
Employer Match
Learn how employer matching works, vesting schedules, and why you should always capture the full match.
3
How Much to Save
Explore savings rules of thumb, retirement calculators, and how to estimate your retirement gap.
4
Target Date Funds
Discover how target date funds work, their glide paths, and whether a set-it-and-forget-it approach is right for you.
Your Retirement Tree
"The best time to plant a tree was 20 years ago"
Complete lessons to help your tree grow!
Module Progress
Completion
0%
0 of 4 lessons completed
Quiz: Not attempted
Key Terms
- 401(k): Employer-sponsored retirement plan with pre-tax or Roth contributions
- Roth IRA: Individual retirement account funded with after-tax dollars; qualified withdrawals are tax-free
- Vesting: The schedule determining when you gain full ownership of employer contributions
- Target Date Fund: A fund that automatically adjusts its asset allocation as you approach retirement